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Analyst II - Credit Department
<span class="jobdescription"><div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>About our group:</b></h2> </div><div><p><span style="font-size:11.0pt"><span><span style="font-family:'Calibri', sans-serif"></span></span></span></p><p><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Seagate’s Credit Department mitigates credit risk and enables profitable growth by managing credit lines and exposures worldwide. We support our Collections Team and partner closely with Sales, Sales Operations, Finance, and Legal to maintain strong customer relationships while protecting Seagate’s balance sheet. Our portfolio includes large, global customers, and we perform credit assessments and credit limit recommendations in-house—leveraging customer financial statements, payment behavior, and market intelligence, rather than relying solely on external credit rating agency data. We are an organized and well-established global group focused on high-quality service and continuous improvement.</span></p><p></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>About the role - you will:</b></h2> </div><div><p><span style="font-size:11.0pt"><span><span style="font-family:'Calibri', sans-serif"></span></span></span></p><ul> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Work closely with relevant departments to secure customer data and financial statements</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Perform credit analysis for new and existing customers and assess the credit risk associated with the proposed or assigned credit line</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Perform in-depth financial analysis and provide recommendations to support management decision-making</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Create ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Monitor and analyze key economic indicators across AMER, EMEA, and APAC</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Identify potential risks and opportunities within the Global customer portfolio</span></li> <li style="line-height:normal;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Perform cash flow analysis and create customer forecasts</span></li> <li style="line-height:normal;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges</span></li> <li style="line-height:normal;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Provide relevant departments with critical updates on the financial condition of their customers</span></li> <li style="line-height:normal;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Partner with Sales and Sales Operations to support order management decisions (e.g., holds/releases) by monitoring credit exposure, past-due trends, and dispute risk</span></li> <li style="line-height:normal;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Work as one global team: coordinate and facilitate credit and collections efforts with close communication and collaboration across regions</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Enforce credit policies and procedures through, but not limited to, the following: </span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Be familiar with the policies and procedures</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Maintain and update desktop procedures on a regular basis</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Communicate and enforce policies when necessary </span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Assist with SOX controls and compliance procedures</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Perform ad-hoc control procedures that may be assigned </span></li> </ul> <p style="margin:0.0in;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black"> </span></p><p></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>About you:</b></h2> </div><div><p><span style="font-size:11.0pt"><span><span style="font-family:'Calibri', sans-serif"></span></span></span></p><ul> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Eager to learn and curious about what is going on in the World</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Strong attention to detail and ability to notice discrepancies in data</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Interested in new techniques using AI and Machine Learning to automate and improve credit analysis</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Able to interpret and synthesize financial data, news, and relevant market intelligence (including third-party sources) as inputs to Seagate’s in-house credit assessment</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Experience in developing mathematical and statistical models is a plus</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Being proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers, and compliance with statutory and regulatory requirements.</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Basic concept of credit risk mitigation strategies, practices, and systems</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Exceptional analytical skills</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Outstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputes</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Possess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a “big picture” perspective</span></li> <li style="line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif"><span style="font-size:14.0pt;font-family:Arial, sans-serif;color:black">Proven initiative to support current and future growth</span></li> </ul><p></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Your experience includes:</b></h2> </div><div><p><span style="font-size:11.0pt"><span><span style="font-family:'Calibri', sans-serif"></span></span></span></p><ul> <li><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Working in a credit analysis function or quantitative experience </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Bachelor’s and/or equivalent experience </span></li> <li><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Proficiency with Microsoft Office applications (Word, Excel, Power Point)</span></li> <li><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Excellent English verbal and written communication skills (Understanding and reading Chinese fluently is a plus)</span></li> <li><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Ability to effectively manage competing deadlines for projects, with varying degrees of supervision</span></li> </ul> <p><strong>You May Also Have:</strong></p> <ul> <li><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Familiarity with SAP system</span></li> <li><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Worked in larger scale corporations that have presence worldwide </span></li> </ul><p></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><h2 style="font-size:1.0em;margin:0.0px"><b>Location:</b></h2> </div><div><p></p><p><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">United States Remote; #LI-Remote United States; This is a fully remote opportunity. </span></p> <p><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Seagate is able to offer virtual employment for this position in the following states: AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NH, NJ, NM, NY, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt"> </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">The estimated base salary range for this position is $59,300 - $84,700. The individual salary is based on work location and additional factors, including job-related skills, experience, and relevant education or training.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt"> </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:14.0pt">Seagate offers comprehensive benefits to its eligible employees, including, but not limited to, eligibility to participate in discretionary bonus program, medical, dental, vision, and life insurance, short-and long-term disability, 401(k), employee stock purchase plan, health savings account, dependent care, and healthcare spending accounts. Seagate also offers paid time off, including 12 holidays, flexible time off provided pursuant to Seagate policy, a minimum of 48 hours of paid sick leave, and 16 weeks of paid parental leave. The benefits for this position are based on a full-time schedule for a full calendar year and may differ depending on work location.</span></p><p></p> <p> </p> <p><b>Location</b>: Remote United States<br> <b>Travel</b>: Up to 10%</p></div></div></div> </span>