Compliance Officer (BSA/AML & MTL) | Remote (U.S. Only)

<font color="#1b4f8a" face="Arial, sans-serif"><span style="font-size:14.6667px;"><b>About the Role</b></span></font><br><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">SeedTrust is seeking a hands-on Compliance Officer to help build and maintain our compliance program as we obtain and manage US Money Transmission Licenses (MTLs). This role is available as either full-time or part-time.</span></span></span><br><br><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Part-time candidates will focus exclusively on compliance responsibilities. Full-time candidates will take on those same compliance duties plus additional work supporting the broader legal team.</span></span></span><br><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">In either case, you will partner closely with legal, finance, and product teams to keep SeedTrust in good standing with regulators and financial partners.</span></span></span><br><br><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Please note that candidates must be willing to submit personal biographical and financial information and undergo fingerprinting and background checks as required by state regulators.</span></span><br><br><font color="#1b4f8a" face="Arial, Helvetica, sans-serif"><b>Key Responsibilities </b></font></span><ul style="margin-bottom:5px;"><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Manage MTL applications and active licenses through NMLS, including preparing filings, responding to regulator deficiency letters, completing MSB Call Reports, and tracking renewal deadlines and material change notifications.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Build and maintain relationships with state money transmitter regulators, serving as a day-to-day point of contact for regulatory communications.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Draft, implement, and update compliance policies and procedures in line with state money transmission laws, BSA, USA PATRIOT Act, and OFAC requirements.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Support the AML compliance program, including risk assessments, transaction monitoring oversight, and escalation of potential suspicious activity.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Coordinate internal preparations for regulatory examinations and bank partner reviews, including gathering documentation and assisting with remediation of findings.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Conduct periodic reviews and testing of compliance controls to assess effectiveness and identify gaps.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Monitor regulatory developments — including changes to state Money Transmitter Acts, FinCEN guidance, and OFAC requirements — and coordinate necessary updates to internal practices.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Partner with Legal, Finance, Product, and Operations to integrate compliance requirements into business processes and new product offerings.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Support employee compliance training and help reinforce a culture of compliance across the organization.</span></span></span></li></ul><div style="margin-bottom:5px;"><br><span style="font-size:11pt;"><font color="#1b4f8a"><font face="Arial, Helvetica, sans-serif"><b>Required Qualifications</b></font></font></span><ul style="margin-bottom:5px;"><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">A minimum of 5 years of compliance experience in a money transmitter, bank, or highly regulated financial services environment (e.g., securities, mortgage), with direct involvement in AML/BSA programs.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Demonstrated, hands-on expertise with the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations, and OFAC sanctions programs.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Required to hold a Certified Anti-Money Laundering Specialist (CAMS) credential.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Working knowledge of state money transmitter licensing frameworks and hands-on experience with NMLS, including state-specific nuances (e.g., NYDFS, CA DFPI, Texas DOB).</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Experience managing or participating in federal and state regulatory examinations conducted by FinCEN, state banking departments, or OFAC.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Strong written and verbal communication skills, with the ability to translate regulatory requirements into clear guidance for colleagues across product, engineering, and operations</span></span><font color="#1b4f8a"><font face="Arial, Helvetica, sans-serif"><b> </b></font></font></span></li></ul></div><br><span style="font-size:11pt;"><font color="#1b4f8a"><font face="Arial, Helvetica, sans-serif"><b>Preferred Qualifications</b></font></font></span><ul style="margin-bottom:5px;"><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Juris Doctorate (J.D.) or active bar admission.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Experience at a FinTech startup or growth-stage company, particularly building compliance infrastructure from an early stage.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Familiarity with industry forums such as MTRA (Money Transmitter Regulators Association) or ACAMS membership.</span></span></span></li><li style="margin-bottom:5px;"><span style="font-size:11pt;"><span style="font-family:Arial, sans-serif;"><span style="color:#1a1a1a;">Experience evaluating or implementing automated transaction monitoring or sanctions screening platforms.</span></span></span></li></ul><br> 

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