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Mortgage Representative - Utah (Non-Producing)

June 22, 2026

Expand your career possibilities.Thank you for dedicating your time and talent to Lowe’s. We want to give you more opportunities to learn and grow, so if you find a position you’re interested in below, we encourage you to apply!Find Your Home to More Possibilities.Key Responsibilities The Mortgage Representative - Utah (Non-Producing) is responsible for the Company's licensed mortgage activities in Utah. This role is responsible for oversight of mortgage operations, regulatory compliance, supervision of licensed mortgage loan originators ("MLOs") in the state of Utah, and where applicable, coordination with compliance, legal, licensing, and leadership. The Mortgage Representative will also provide market competitive information related to product, pricing, marketing and other go-to-market strategies for the business. Provides subject matter expertise on all aspects of the digital lead generation HELOC business. The Mortgage Representative acts as the Company's responsible manager for Utah mortgage licensing activities and supports compliance with federal and state mortgage lending laws, NMLS requirements, and state specific operational and licensing obligations. What You Will Do<ul><li>Provide subject matter expertise to product, pricing, marketing, technology and other support groups on HELOC strategy. Consults on internal process improvement, technical requirements and other aspects of the go-to-market strategy.</li><li>Coordinate with compliance, legal, licensing, and management teams regarding regulatory matters and business changes affecting licensure including the individual and company NMLS licensing requirements as well as Utah Division of Real Estate.</li><li>Support implementation and ongoing maintenance of compliance policies as well as the development and delivery of compliance training.</li><li>Monitor MLO licensing status, continuing education completion, and adherence to regulatory and Company standards.</li><li>Coordinate regulatory responses and represent the company in regulatory examinations and licensing reviews in the state of Utah.</li><li>Partner with the Compliance Team to support timely submission of regulatory filings, reports, and renewals, as directed.</li><li>Supervise, direct, and support licensed MLOs operating under the Company’s Utah mortgage license, as applicable.</li><li>Ensure branch locations and any licensed Utah personnel remain properly licensed, registered, and in good standing.</li><li>Oversee the Company’s licensed mortgage activities in Utah to maintain and achieve compliance with all applicable federal and state laws and regulations, including but not limited to: o SAFE Act o Real Estate Settlement Procedures Act (RESPA) o Truth in Lending Act (TILA) o Equal Credit Opportunity Act (ECOA) o Utah mortgage broker and lending laws and regulations</li></ul> Minimum Qualifications<ul><li>Currently holds an active Utah Lending Manager license, or is able to obtain and maintain one, as applicable.</li><li>Ability to be designated as the Principal Lending Manager for the Company and maintain Licensed Lending Manager status at all times.</li><li>Minimum experience as required the Utah Department of Commerce - Division of Real Estate in order to serve as the licensed Utah Lending Manager.</li><li>Demonstrated knowledge of federal mortgage regulations and Utah mortgage licensing requirements.</li><li>Experience supervising licensed mortgage operations and/or licensed MLOs.</li><li>Ability to obtain and maintain active applicable state licensure through NMLS.</li></ul> Preferred Skills/Education<ul><li>Bachelor’s degree in Business, Finance or related field</li><li>Prior experience serving as a Principal Lending Manager, Qualifying Individual, Branch Manager, or similar responsible person under a state mortgage license.</li><li>Prior experience managing licensing or examination activity through NMLS.</li><li>Experience working with multi-state mortgage broker licensing requirements.</li></ul>About Lowe’sLowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 100 home improvement company serving approximately 16 million customer transactions a week, with total fiscal year 2025 sales of more than $86 billion. Lowe's employs approximately 300,000 associates and operates over 1,700 home improvement stores, 530 branches and 130 distribution centers. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit <a target="_blank" href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.lowes.com%2F&data=05%7C02%7Carthur.murphy%40lowes.com%7Cb00bd81b881048f0161408de88e2aebe%7Cbcfa3e87841e48c7983b584159dd1a69%7C0%7C0%7C639098704619395843%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=kX9543%2BP2zm0iDMQIFem0SVMwZ7SVt9F9ll3R5eksqY%3D&reserved=0">Lowes.com</a>.Lowe’s is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...

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