<p style="text-align:left"><b><span>About Us</span></b></p><div><div><div><div><p style="text-align:left">Live Oak Bank is a digital bank that serves small business owners across the country.  Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money.  At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream.</p><p style="text-align:inherit"></p></div></div></div></div><p><b>How This Role Impacts Live Oak and its People</b></p><p>In accordance with established lending policies and procedures, examines, evaluates, and <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">recommends approval</span> of commercial customer applications for extensions of credit, predominately through SBA loan programs. Interviews applicants and requests specified information for loan application. Structures credits in a manner consistent with SBA program guidelines. Develops customer relationships through <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">friendly, courteous</span> and responsive service. Promotes Bank's services to current and potential customers <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">through industry-specific</span> trade shows. Develop strong relationships with referral sources in various market <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">niches.   </span></p><p></p><p><b>What You’ll Do at Live Oak</b></p><ul><li><p>Develops sales, marketing, and business development strategies for vertical</p></li><li><p>Primary business development originator for vertical</p></li><li><p>Analyzes applicants' financial status, credit, and property evaluation to determine if loan requests meet the Bank's, SBA's and/or USDA’s lending criteria</p></li><li><p>Structures loan opportunities to comply with Bank, SBA, and USDA standards</p></li><li><p>Evaluates sources of repayment on potential loan requests</p></li><li><p>Corresponds with or interviews applicants or creditors to resolve questions regarding application information</p></li><li><p>Recommends loans to loan committee for approval</p></li><li><p>Rejects loans that do not meet lending criteria</p></li><li><p>Develops and maintains strong relationships with referral sources</p></li><li><p>Develops industry expertise in serving specified market niches</p></li><li><p>Maintains relationships with existing loan account customers and administers existing loan accounts as needed</p></li><li><p>Keeps abreast of economic conditions, changes and trends in customers' businesses, the <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">banking industry</span> and the specific market niches targeted by the Bank</p></li><li><p>Functions as a team and realizes all members of the team are vital to its success</p></li><li><p>Stays current with products and services the Bank is offering</p></li><li><p>Maintain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC</p></li><li><p>Performs other duties as required</p></li></ul><p>  </p><p><b>Required Experience</b></p><ul><li><p>Bachelor's degree or equivalent experience </p></li><li><p>5 - 7 years of financial or industry related experience</p></li><li><p>Excellent customer service and interpersonal skills  </p></li><li><p>In-depth knowledge of Bank lending policies, procedures and criteria </p></li></ul><p></p><p><b>Preferred Experience</b></p><ul><li><p>Formal SBA and/or USDA and conventional credit training</p></li><li><p>Strong work ethic</p></li><li><p>Strong organizational Skills</p></li><li><p>Public Speaking recommended</p></li><li><p>Sound judgment  </p></li><li><p>Detail oriented  </p></li><li><p>PC <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">proficiency  </span></p></li></ul><p></p><p><b>Our Values</b></p><ul><li style="text-align:left"><p><b>Dedication:</b> Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work.</p></li><li style="text-align:left"><p><b>Ownership:</b> Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality.</p></li><li style="text-align:left"><p><b>Respect:</b> Treat everyone with courtesy, politeness, and kindness.</p></li><li style="text-align:left"><p><b>Innovation:</b> Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.</p></li><li style="text-align:left"><p><b>Teamwork:</b> Foster collaboration, accountability, and trust with others and understand that together, we do more</p></li></ul><p></p><p>For a detailed overview of our employee benefits please visit: <a href="http://www.liveoakbank.com/careers/" target="_blank" rel="noopener noreferrer"><b><span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">http://www.liveoakbank.com/careers/</span></b></a></p><p></p><p></p><p style="text-align:left">Live Oak Bank is an Affirmative Action and Equal Opportunity Employer, <span><span><span><span><span><span><span class="WKM0"><span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">Minorities/Women/Veterans/Disabled.</span></span></span></span></span></span></span></span> We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability. Equal access to programs, service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at<span> <u><a href="http://HumanResources@liveoak.bank" target="_blank" rel="noopener noreferrer"><span class="WKM0"><span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">HumanResources@liveoak.bank</span></span></a>.</u></span></p><p style="text-align:left"><a href="https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf" target="_blank" rel="noopener noreferrer">EEO is the Law</a></p><p style="text-align:inherit"></p>The base pay range for this position is $128,500.00 - $436,900.00 per year. Compensation may also include annual bonuses and long-term incentives, subject to various metrics and company policy. A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise.<p style="text-align:inherit"></p><p style="text-align:left"><span>Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.   </span></p>