Workers Compensation Claims Specialist, East (Maine)

<p style="text-align:left"><span>You have a clear vision of where your career can go. And we have the leadership to help you get there. </span><span>At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. </span></p><p style="text-align:inherit"></p>This individual contributor position works under moderate direction, and within defined authority limits, to manage commercial claims with moderate to high complexity and exposure for a specific line of business. Responsibilities include investigating and resolving claims according to company protocols, quality and customer service standards. Position requires regular communication with customers and insureds and may be dedicated to specific account(s).<br><br>Although this role is remote, the individual must reside in the state of Maine.<p style="text-align:inherit"></p><p style="text-align:left"><b>JOB DESCRIPTION:</b></p><p style="text-align:inherit"></p><p><b>Essential Duties & Responsibilities:</b></p><p>Performs a combination of duties in accordance with departmental guidelines:</p><ul><li><p>Manages an inventory of moderate to high complexity and exposure commercial claims by following company protocols to verify policy coverage, conduct investigations, develop and employ resolution strategies, and authorize disbursements within authority limits.</p></li><li><p>Provides exceptional customer service by interacting professionally and effectively with insureds, claimants and business partners, achieving quality and cycle time standards, providing regular, timely updates and responding promptly to inquiries and requests for information. </p></li><li><p>Verifies coverage and establishes timely and adequate reserves by reviewing and interpreting policy language and partnering with coverage counsel on more complex matters , estimating potential claim valuation, and following company's claim handling protocols.</p></li><li><p>Conducts focused investigation to determine compensability, liability and covered damages by gathering pertinent information, such as contracts or other documents, taking recorded statements from customers, claimants, injured workers, witnesses, and working with experts, or other parties, as necessary to verify the facts of the claim.</p></li><li><p>Establishes and maintains working relationships with appropriate internal and external work partners, suppliers and experts by identifying and collaborating with resources that are needed to effectively resolve claims. </p></li><li><p>Authorizes and ensures claim disbursements within authority limit by determining liability and compensability of the claim, negotiating settlements and escalating to manager as appropriate.</p></li><li><p>Contributes to expense management by timely and accurately resolving claims, selecting and actively overseeing appropriate resources, and delivering high quality service.</p></li><li><p>Identifies and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Recovery or SIU resources for further investigation.</p></li><li><p>Achieves quality standards on every file by following all company guidelines, achieving quality and cycle time targets, ensuring proper documentation and issuing appropriate claim disbursements.</p></li><li><p>Maintains compliance with state/local regulatory requirements by following company guidelines, and staying current on commercial insurance laws, regulations or trends for line of business.</p></li><li><p>May serve as a mentor/coach to less experienced claim professionals</p></li></ul><p></p><p>May perform additional duties as assigned.</p><p></p><p><b>Reporting Relationship</b></p><p>Typically Manager or above</p><p></p><p><b>Skills, Knowledge & Abilities</b></p><ul><li><p>Solid working knowledge of the commercial insurance industry, products, policy language, coverage, and claim practices.</p></li><li><p>Solid verbal and written communication skills with the ability to develop positive working relationships, summarize and present information to customers, claimants and senior management as needed.</p></li><li><p>Demonstrated ability to develop collaborative business relationships with internal and external work partners.</p></li><li><p>Ability to exercise independent judgement, solve moderately complex problems and make sound business decisions.</p></li><li><p>Demonstrated investigative experience with an analytical mindset and critical thinking skills.</p></li><li><p>Strong work ethic, with demonstrated time management and organizational skills.</p></li><li><p>Demonstrated ability to manage multiple priorities in a fast-paced, collaborative environment at high levels of productivity.</p></li><li><p>Developing ability to negotiate low to moderately complex settlements.</p></li><li><p>Adaptable to a changing environment.</p></li><li><p>Knowledge of Microsoft Office Suite and ability to learn business-related software.</p></li><li><p>Demonstrated ability to value diverse opinions and ideas</p></li></ul><p></p><p><b>Education & Experience:</b></p><ul><li><p>Bachelor's Degree or equivalent experience.</p></li><li><p>Typically a minimum four years of relevant experience, preferably in claim handling.</p></li><li><p>Candidates who have successfully completed the CNA Claim Training Program may be considered after 2 years of claim handling experience.</p></li><li><p>Must have or be able to obtain and maintain an Insurance Adjuster License within 90 days of hire, where applicable.</p></li><li><p>Professional designations are a plus (e.g. CPCU)</p></li></ul><p>#LI-AR1</p><p>#LI-Remote</p><p></p><p><i>I<span>n certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In <span>District of Columbia</span>,<span> </span>California, Colorado, Connecticut, </span></i><span><i>Illinois</i>,</span> <i><span><span>Maryland</span>, </span></i><span><i>Massachusetts</i>,</span><i><span> New York and Washington,</span></i> <i><span>the national base pay range for this job level is</span> $54,000 to $103,000 <span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">annually. Salary</span> determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees – and their family members – achieve their physical, financial, emotional and social wellbeing goals.  For a detailed look at CNA’s benefits, please visit <a href="http://cnabenefits.com" target="_blank" rel="noopener noreferrer">cnabenefits.com</a>.</i></p><br><p><span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">CNA utilizes AI-enabled</span> technology during the recruiting process. For more information, please visit our <a href="https://www.cna.com/careers" target="_blank" rel="noopener noreferrer"><span style="color:#0875e1"><u>careers page</u></span></a>.</p><br><p>CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact <a href="mailto:leaveadministration@cna.com" target="_blank" rel="noopener noreferrer"><span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">leaveadministration@cna.com</span></a></p>

Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...